Insurance again
- PeeJay
- Junior Member
- Posts: 685
- Joined: Tue Oct 04, 2005 10:00 am
- Location: Riverstone, Sydney
- Contact:
Insurance again
I just rang Shannons to try and get them to insure my car, not interrested.
Then I got a quote from Justcar - $1300 comprehensive + $1100 excess.
Are there any companies out there that will insure modified cars for a reasonable cost? I might just go 3rd party if it's that expensive.
I've been driving it uninsured for 12 months, but if I hit something it could be quite expensive
Then I got a quote from Justcar - $1300 comprehensive + $1100 excess.
Are there any companies out there that will insure modified cars for a reasonable cost? I might just go 3rd party if it's that expensive.
I've been driving it uninsured for 12 months, but if I hit something it could be quite expensive
- AlpineRaven
- Senior Member
- Posts: 3682
- Joined: Wed Oct 19, 2005 10:00 am
- Location: Melbourne, Victoria, Australia.
have you tried NRMA, AAMI, GCU, GIO?
Cheers
AP
Cheers
AP
Subarus that I have/had:
1995 Liberty "Rallye" - 5MT AWD, LSD - *written off 25/8/06 in towing accident.
1996 Liberty Wagon - SkiFX AWD 5MT D/R, Lifted.. Outback Sway Bar, 1.59:1 Low Gearing see thread: 1.59:1 in EJ Box Page
Sold at 385,000kms in July 2011.
2007 Liberty BP Wagon, 2.5i automatic
![Image](http://i14.photobucket.com/albums/a313/tmerritt/PICT0927.jpg)
1995 Liberty "Rallye" - 5MT AWD, LSD - *written off 25/8/06 in towing accident.
1996 Liberty Wagon - SkiFX AWD 5MT D/R, Lifted.. Outback Sway Bar, 1.59:1 Low Gearing see thread: 1.59:1 in EJ Box Page
Sold at 385,000kms in July 2011.
2007 Liberty BP Wagon, 2.5i automatic
![Image](http://i14.photobucket.com/albums/a313/tmerritt/PICT0927.jpg)
- schultzie
- Junior Member
- Posts: 379
- Joined: Tue Oct 04, 2005 10:00 am
- Location: Boronia, Victoria
- Contact:
that is strange... i dont have an excess that high... mind you my L-series is only insured for 3rd party but my pannevan is full comprenhensive that is 500 excess for normal and 500 because im under 25.... and the comprenhensive for it is 1100 and i think the comprenhensive for the subaru was going to be 1040... cant quote me on that but the L is fully enginered as well
- Brumby Boy
- Junior Member
- Posts: 594
- Joined: Sun Oct 16, 2005 10:00 am
- Location: Townsville, Queensland, Australia
Insurance companies are just money hungry sons of bi*#hes
they dont care about shit but whats in the pocket
i was with elders and when my ute got stolen they didnt even talk to me for like a month or two after i lodged the form.
My new ute is suncorpe insured an as of yes i have had no problems
my cousin has all 3 of his commadores insured with them. his dad has all 11 of his vehicles including his genuine XB GT Falcon he has been with then for as long as i can remember with no probles so id recomend them seem to be priced well also...end rant
they dont care about shit but whats in the pocket
i was with elders and when my ute got stolen they didnt even talk to me for like a month or two after i lodged the form.
My new ute is suncorpe insured an as of yes i have had no problems
my cousin has all 3 of his commadores insured with them. his dad has all 11 of his vehicles including his genuine XB GT Falcon he has been with then for as long as i can remember with no probles so id recomend them seem to be priced well also...end rant
Long live the 1990 Subaru Brumby 2" lifted and soon to be mig locked
RIP 1992 Brumby
http://www.cardomain.com/ride/2507954
http://www.myspace.com/brumby_boy
few self-respecting ricers would spend the time to modify a Daewoo.
![Image](http://i77.photobucket.com/albums/j51/bratboy_2006/worthlesswithoutpics.gif?t=1247397133)
RIP 1992 Brumby
http://www.cardomain.com/ride/2507954
http://www.myspace.com/brumby_boy
few self-respecting ricers would spend the time to modify a Daewoo.
![Image](http://i77.photobucket.com/albums/j51/bratboy_2006/worthlesswithoutpics.gif?t=1247397133)
It get's better when your 25, but not that much better, and now the target age for settling the premium down seems to be about 30.
Unfortunately they've decided the statistics show that it's not just young people that are having the accidents, it's our generation....we're getting older, but still having more accidents!!
No seriously that's what the stats are showing, and the premium-age link is showing that. Some cars they won't even insure unless your 30+ (VY HSV an example - I think that was 33)
Unfortunately they've decided the statistics show that it's not just young people that are having the accidents, it's our generation....we're getting older, but still having more accidents!!
![Very Happy :D](./images/smilies/icon_biggrin.gif)
No seriously that's what the stats are showing, and the premium-age link is showing that. Some cars they won't even insure unless your 30+ (VY HSV an example - I think that was 33)
like wtf, they advertise themselves as the enthusiast's car insurance!!PeeJay wrote:I just rang Shannons to try and get them to insure my car, not interrested.
just go third party property, and bank the difference, in a couple of years you could replace it no worries, its not like the vehicle is worth >$50k is it?
besides that, comprehensive insurance devalues the amount of insurance yearly, but the premium still goes up!! so you don't get replacement value, unless you insure that too for more cost.
try QBE, aami? i got a strong feelin they arean't interested in anything but stock, anything modded won't get insurance from them.