MAD! At my finance company!

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Alex
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MAD! At my finance company!

Post by Alex » Thu Jun 10, 2010 1:44 pm

a little vent off.

rang my finance company(not going to name them) to get a small loan(only around 5-7k)

i want to upgrade to this car. Damn ive fallen in love with it :( 2.2l stroker kit and soo many goodies!

http://www.carsales.com.au/all-cars/pri ... __Qpb=true

anyway they said no to a small loan cos i started a new job in January and need to be off probation for a minimum of 6 months(this will be in october) before they even touch me. Even though i have a current car loan with them(almost 4 years now), havent missed any payments and have done nothing wrong. IM MAD!!

that is all

alex
my07 Outback
my13 Hyundai i45(shhhh)
my02 Gen3 Liberty limited ed.

previously
L-series wagon, LSD, EJ20turbo, 29in tyres, 'wanky wagon'
2000 gen3 outback, lifted, otherwise stock.
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AndrewT
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Post by AndrewT » Thu Jun 10, 2010 2:17 pm

wow that's an awesome car, I hope you manage to get it somehow. Maybe threaten to re-finance with another company, they might decide to keep you afterall. Otherwise go ahead and re-finance.

(lol....love the hardcore performance foot rest!)
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Alex
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Post by Alex » Thu Jun 10, 2010 2:22 pm

AndrewT wrote:wow that's an awesome car, I hope you manage to get it somehow. Maybe threaten to re-finance with another company, they might decide to keep you afterall. Otherwise go ahead and re-finance.

(lol....love the hardcore performance foot rest!)

yeh id love to do that, but all the places are going to say the same to me :(

i can really see myself driving around in it!

alex
my07 Outback
my13 Hyundai i45(shhhh)
my02 Gen3 Liberty limited ed.

previously
L-series wagon, LSD, EJ20turbo, 29in tyres, 'wanky wagon'
2000 gen3 outback, lifted, otherwise stock.
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RSR 555
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Post by RSR 555 » Thu Jun 10, 2010 2:25 pm

If you have a good credit rating and you want that car no matter what.. then look at GE Money and apply for a $10g loan.. you're bound to get it if you can show proof of the loan you're paying now.

I know the interest may be a little higher but on that small amount it wont make that much difference ;)
You know you are getting old when the candles on your birthday cake start to cost more than the cake itself.

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AndrewT
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Post by AndrewT » Thu Jun 10, 2010 2:26 pm

possibly. They might be keen to keep your business tho.
I discovered that Bankwest have an entire "retention team" dedicated to keeping people with them for homeloans when I threatened to change to another bank.
They ended up offering me a different loan product which is only meant for people with 500k + loans. Way better interest rate now :)
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RSR 555
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Post by RSR 555 » Thu Jun 10, 2010 2:28 pm

Alex wrote:i can really see myself driving around in it!

alex
Me too.. even see you losing your lic in it :p
You know you are getting old when the candles on your birthday cake start to cost more than the cake itself.

RSR Performance
Home of the 'MURTAYA' in Oz
Subaru Impreza WRX based Sportscar
[SIGPIC][/SIGPIC]

Disclaimer: Not my website but hyperlink here to Subaru workshop manuals
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Alex
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Post by Alex » Thu Jun 10, 2010 2:31 pm

okay ill give them another ring and be abit more aggressive this time.

im upset that they said no, but its not a huge thing if i miss it, my current gen3 is more than acceptable!

and itll probably upset my future dream of owning an audi a8 haha.

alex
my07 Outback
my13 Hyundai i45(shhhh)
my02 Gen3 Liberty limited ed.

previously
L-series wagon, LSD, EJ20turbo, 29in tyres, 'wanky wagon'
2000 gen3 outback, lifted, otherwise stock.
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Subafury
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Post by Subafury » Thu Jun 10, 2010 6:59 pm

howd u go?

i know u couldnt last long without wanting a car faster than mine. first with the ej22 and now this.
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dibs
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Post by dibs » Thu Jun 10, 2010 7:01 pm

isnt the sperm bank paying for donations hehehehe


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SuBaRiNo
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Post by SuBaRiNo » Thu Jun 10, 2010 7:21 pm

LOL and i recon Alex would have plenty of it.

That sucks about the loan Alex.

Dave
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dibs
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Post by dibs » Thu Jun 10, 2010 7:41 pm

yea but i didnt mean bull shit lmao


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kj0
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Post by kj0 » Thu Jun 10, 2010 8:08 pm

I got a 24k loan on my Crewman then swapped it for my Impreza. I was 19, working4 days as casual 1 day permanent. Working for only 4 months, no holiday for except for the 1 day permanent, and being in a school, there's lots of holidays.
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steptoe
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Post by steptoe » Fri Jun 11, 2010 9:55 am

There usually is first line of dealing with customers, usually pushing customer relations. There is usually a second stage when customer comes back and says not good enough and what are you going to do to keep me as a customer and keep me coming back.

Mention that you may only have an existing loan for a car but your girl is getting clucky, wants to buy a house and you will need to look around for a bigger than a car loan.

Please send me any info you have on home loans after you approve this car loan sort of confidence.
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Alex
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Post by Alex » Fri Jun 11, 2010 12:58 pm

dibs wrote:isnt the sperm bank paying for donations hehehehe


dibs

SuBaRiNo wrote:LOL and i recon Alex would have plenty of it.

That sucks about the loan Alex.

Dave
LOL thanks alot guys! I think id get rejected from the sperm bank...who's want a kid that looks like me???

ive pretty much given up now. Really cbf with all the crap and im too busy at work. The girl also talked some sense into me, theres nothing wrong with my current lib and she reckons i should wait till im older and more responsible till i get a quick car.....YEAH RIGHT!

I think its be better for me to continue with my liberty and stick it out for a coupla years and get something better in the future...IE AUDI!

cheers

alex
my07 Outback
my13 Hyundai i45(shhhh)
my02 Gen3 Liberty limited ed.

previously
L-series wagon, LSD, EJ20turbo, 29in tyres, 'wanky wagon'
2000 gen3 outback, lifted, otherwise stock.
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AndrewT
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Post by AndrewT » Fri Jun 11, 2010 2:06 pm

Alex wrote: The girl also talked some sense into me, theres nothing wrong with my current lib
that's quite right, if the driver is a girl.

things wrong with your current lib;
1 - non turbo
2 - automatic

Maybe just try and save up or pay off your loan quicker instead of re-financing.
Don't give up tho, you know you need a man's street car :) If you wait until you grow up you'll probably buy an Audi or something homo like that....
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Alex
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Post by Alex » Fri Jun 11, 2010 2:28 pm

AndrewT wrote:that's quite right, if the driver is a girl.

things wrong with your current lib;
1 - non turbo
2 - automatic

Maybe just try and save up or pay off your loan quicker instead of re-financing.
Don't give up tho, you know you need a man's street car :) If you wait until you grow up you'll probably buy an Audi or something homo like that....
pros-
1. reliable as hell
2. averages 8.1l/100km
3. looks good
4. leather and very very comfotable
5. its an auto (i like autos in a daily non 4x4 car)
6. its quick enough and keeps up with traffic.
7. it wont get me into mega trouble haha

Audis arent homo andrew. Do you think a v8 in a medium car pushing 340kw is gay? Subaru could only dream of it.

alex
my07 Outback
my13 Hyundai i45(shhhh)
my02 Gen3 Liberty limited ed.

previously
L-series wagon, LSD, EJ20turbo, 29in tyres, 'wanky wagon'
2000 gen3 outback, lifted, otherwise stock.
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Dane
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Post by Dane » Fri Jun 11, 2010 7:35 pm

Alex wrote: Do you think a v8 in a medium car pushing 340kw is gay?
alex

AndrewT wrote:that's quite right

Good point
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